Using Debit Cards At UK Online Bingo Sites
Debit card payments have become increasingly important in online bingo since the use of credit cards to fund various types of gambling was banned in the United Kingdom in April 2020.
This change prompted many online bingo sites to review the way they manage payments and make sure that players can deposit and withdraw as quickly as possible using their debit cards.
We take a look at the types of debit card you can pay with, where you can use them, and the speed with which you can cash out.
FEATURED DEBIT CARDS BINGO AND CASINO SITES
18+. New members only, must opt in. Min £10 deposit & wager. 30 day expiry from deposit.18+. Free Spins: on Double Bubble. 1p coin size, max lines. Bingo: Advertised ticket value based on £1 tickets. Game availability & restrictions apply.Play Responsibly. BeGambleAware.org. #AD
18+. £20 minimum deposits for offers. New players only. 1st deposit: 50% up to max £50+ 40 extra spins. 2nd deposit: 40 extra spins. 3rd deposit: 40 extra spins. 4th deposit: 50% bonus up to max £50 + 30 extra spins. Max bet limitations per spin apply. 35x wagering requirements apply (i.e the bonus x35). Higher wagering requirements may be applied depending on the games played. Full T&Cs apply. Please play responsibly. Begambleaware.org #AD
*18+. New members only, must opt in. Min £10 deposit & wager. 30 day expiry from deposit. Free Spins: on Double Bubble. Spins value: 20p each. Bingo: Advertised ticket value based on £1 tickets. Game availability & restrictions apply. **£10 lifetime deposit required. Full TCs. – Please play responsibly. Begambleaware.org. #AD
18+. Welcome bonus package on first 3 deposits 1st Dep. Min £20. 50x wagering (bonus & deposit). (Exc PayPal) max bonus to cash 5x. 20 Free spins. 35x wagering. Max bonus to cash £30. Claim once. See full T&Cs for 2nd & 3rd Deposit offers. Full T&C’s apply. Please gamble responsibly. begambleaware.org #AD
*Offer Terms: Available to players (18+) with active, verified, unrestricted accounts. Valid until further notice. 1st time depositors only. Players must be 18+. Min Deposit £10. Max bingo bonus £20. To withdraw Bingo Bonus & related winnings, wager x4 the amount of your bonus funds. 20 Free Spins [FS]. FS are valid on a game of our choice for 7 days. FS wins are granted as Games Bonus after all FS are used. FS are capped at £20. Max Wheel prize 20 spins. Each wheel segment has an equal chance of winning. Games Bonus funds generated from FS winnings must be wagered x35. Max Games Bonus funds transfer to real money: £100 + the initial bonus amount. Wagering requirements vary by game. Country restrictions apply. UK only: deposit balance is available for withdrawal at any time Full Terms Apply. Please gamble responsibly. Begambleaware.org #AD
18+ begambleaware.org New accounts only. Min £10 deposit, debit card only. Up to 50x wagering, game contributions vary, max stake applies. 7 day expiry. Full T&Cs apply. Please gamble responsibly. #AD
*18+. New players & 1st deposit only. Min deposit £10. Wheel odds & prizes vary, include Games Bonus [“GB”] and Free Spins [“FS”]. FS must be claimed by 23:59 on day they are received and are valid for 3 days. FS valued at £0.10 per spin. Winnings from FS granted in GB. All GB funds must be wagered x35 before it can be cashed-out up to a value of £100. 18+. Full T&Cs Apply. Please gamble responsibly. Begambleaware.org. #AD
18+. New customers only. First three deposits only. Min deposit £10. Max total bonus £500 & 150 Spins. 30x wagering (dep+bonus). 30x on spins, 4x conversion, bonus and spins valid on selected slots. Full T&C’s apply. Please gamble responsibly. begambleaware.org #AD
18+. New Players Only. Wager from real balance first. 50X wager the bonus. Contribution varies per game. Selected games only. Wager calculated on bonus bets only. Bonus valid 30 days / Free spins valid 7 days from receipt. Max conversion: 3 times the bonus amount or from free spins: £20. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply begambleaware.org #AD
18+. New Players only. £10 min fund, 65x bonus wagering requirements, max bonus conversion to real funds equal to lifetime deposits (up to £250) full T&Cs apply. Please gamble responsibly. begambleaware.org #AD
*18+. Welcome bonus package on first 3 deposits 1st Dep. Min £20 (Exc PayPal) 40x wagering (bonus & deposit). max bonus to cash 5x. 50 Free spins. 25x wagering. Max bonus to cash £25. Claim once. See full T&Cs for 2nd & 3rd Deposit offers. Full T&C apply. Please play responsibly. begambleaware.org #AD
*18+. New players only. One offer per player. Min Dep £10. Max bonus bet £5. This offer gives you a 100% match bonus up to £100 and 100 bonus spins. Bonus spins are valid on the following game(s) only: Gonzo’s Quest or Starburst. Bonus spins to be credited at a rate of 20 bonus spins per day over five days, triggered on your first deposit. Bonus spins winnings credited in the form of bonus funds and capped at £50. Bonus funds must be used within 30 days and bonus spins within 10 days, otherwise any unused shall be removed. Bonus funds are separate to Cash funds and are subject to 35x wagering on the value of the bonus funds and your cash deposit(s). Affordability checks apply. Terms apply. Play Responsibly. BeGambleAware.org #AD
*18+ new players only. Minimum deposit: £20. Maximum £100 bonus. Max bet with an active bonus: £2. Wagering requirement 100% match bonus: 30 times sum of deposit + bonus. Max redeemable from welcome bonus: £500. 100 Free Spins are given out 20 per day on Book of Dead for 5 days in a row, log in each day is required. Max Free Spins winnings: £100. Winnings from Free Spins are credited as bonus money with a wagering requirement of 45 times. Free Spins expire after 3 days. Some games may not be played with a bonus. Games may contribute differently when wagering a bonus.Full bonus terms apply. Please gamble Responsibly. Begambleaware.org #AD
18+. New players only. Wager from real balance first. 50X wager the bonus. Contribution varies per game. selected games only. Wager calculated on bonus bets only. Bonus valid 30 Days from receipt. Max conversion: 3x the bonus amount. Excluded Skrill deposits. Withdrawal requests voids all active pending bonuses. Full Terms Apply. Please play responsibly. begambleaware.org #AD
18+. Welcome bonus: new UK depositing players only. 200 spins require 3 deposits of min. £20 each and are issued as follows: 50 on 1st deposit, 50 on 2nd deposit and 100 on 3rd deposit. Spins are issued on selected games. Winnings from spins are bonus with wagering requirements 35x. Spins expire after 24 hours. Bonus expires after 21 days. Play responsibly, www.begambleaware.org. T&Cs apply. #AD
Debit cards: the only universal payment method
While most online bingo sites offer various different payment methods, debit card payments are the only method accepted by all UK bingo sites.
As long as your debit card is linked to a UK bank account, you’ll be able to deposit and withdraw at any bingo site, without having to worry about hidden bank charges or complicated administrative processes. This doesn’t mean there won’t be a fee by the site operator, even though these are rare. If you play at a Jumpman Gaming site you will be charged a fee for each withdrawal, regardless of payment method used.
When signing up at a bingo site or casino, you’ll usually be required to submit your debit card details for verification purposes, and this again underlines the importance of a debit card to UK online bingo players for age verification at the very least.
Types of debit card accepted at UK online bingo sites
All four major types of debit card are accepted at most UK online bingo sites: Mastercard, Maestro, Visa, and Visa Electron.
Mastercard users should be aware that there have been problems reported by some players who struggled to make withdrawals to Mastercard when playing online bingo.
If you are using a Mastercard debit card to deposit or withdraw at an online bingo site, contacting the site’s live chat or email support should provide you with confirmation of whether or not the site caters for Mastercard payments.
If you do choose to use your Visa debit card at your favourite online bingo site or casino, it is worthwhile checking out whether the site you play at has implemented Visa Direct.
What is Visa Direct?
Visa Direct is not a separate payment method. Rather, it is a system that facilitates fast, convenient and secure push-payments. It is especially helpful for making peer-to-peer payments, i.e. you can send money directly from your debit card to another eligible Visa debit card in real time. Overall, Visa Direct offers a faster and simpler payment experience that makes funds available more quickly.
A number of UK online casinos and bingo sites now use Visa Direct to process payments. This means that if you use a Visa debit card or per-paid card to fund your account — and, more importantly, to make withdrawals — you should enjoy a faster and more efficient payment service.
This is because Visa Direct speeds up the payment process by sending payments directly to an eligible card, rather than via a central banking system — all that is required is the card number. This means that if you have a card from a provider aligned to the system, or you have registered your Visa debit or pre-paid card, withdrawals should be quicker (once they have been processed by the operator), and cash should reach your account faster.
Visa Direct benefits
Visa Direct also makes it easier and quicker to shop online, as your details are stored and so you don’t need to enter them every time and go through the authentication process (similar to using PayPal Express Checkout).
Therefore, while Visa Direct isn’t a discrete form of payment method and doesn’t make it possible for UK players to use a credit card to fund a casino or bingo account, it is nevertheless worthwhile finding out whether your favourite site uses the system.
If so, it should mean that you are able to cash out more quickly, as well as enabling you to take advantage of a range of other features that make receiving and transferring money online or via your mobile phone a quicker and more secure experience.
Faster payments by debit card
One of the drawbacks of using debit cards to deposit and withdraw at online bingo sites has, historically, been the lengthy processing times involved.
Debit card users have become accustomed to having to wait between three and five working days for winnings to arrive in their bank accounts after playing online bingo, and this can detract from the excitement of one of the most important aspects of bingo – winning!
However, with many players prioritising debit cards as a payment method since credit card payments were banned, some sites are pioneering new developments to ensure payments to debit cards are made more quickly.
One of the frontrunners is tombola, which has updated its banking system to make Visa Debit withdrawals much quicker. Players at tombola are now making withdrawals by Visa Debit and receiving the payment in their accounts within just one or two hours!
Not far behind are the Gamesys operated sites incuding Jackpotjoy, Double Bubble Bingo, Virgin Games and Megaways Casino to name just a few. At these brands winnings paid to your account in less than three hours is the norm if you use debit card.
Meanwhile at Mecca Bingo, selected customers can receive payments from withdrawals within as little as two minutes thanks to arrangements the site has made with particular banks and payment services.
Players who are part of the Mecca Rewards programme who bank with Barclays, NatWest, HSBC, Nationwide, RBS, Marks & Spencer Financial Services, Cumberland Building Society, Contis Financial or Ulster Bank can all make super-quick withdrawals, and the site is hoping to expand its fast payments to other providers.
To find out which payment types are accepted at different bingo sites, check out our bingo sites by payment method guide.
Author And Managing Editor
Anita is well-known and respected within the online bingo industry, she loves all things bingo and slots and has been involved with online bingo and gambling sites since the late 1990’s. She has been the full-time writer and Editor of WhichBingo for much of that time and is respected by operators and players alike for her no-nonsense judgments and opinions. Anita has seen the highs and lows of the industry she loves, has seen it grow and develop and contract again into what it is today. She has worked with the biggest names in the industry and has a reputation for being fair and to the point in her writing.
